In a quick trip around this gameboard, we'll help you determine your life insurance coverage needs. So sit back, relax, and let us handle the numbers for a change.

Are you a lady or a gentleman?

Female

Male

Are you married?

Yes

No

How many years young are you?

Where is your primary residence?

How grand of a funeral
would you have?

How much do you owe on your mortgage?

Do you have any other debt?
(Credit Cards, Car Payments, Student Loans, etc.)

Would you like additional funds
for emergencies?
(Home Repairs, Car Repairs, etc.)

How many children do you have?
(Under the age of 25)

0

And how old are your children?

Would you use life insurance benefits to pay for your children's college?

Yes

No

What type of college would you like to send your child to?

Public

Private

How much of your annual income would require replacement?

25000

How many years would your income need to be replaced?

1

What existing assets do you have to help lower your insurance needs?

Cash Reserves
Savings and Investments
Current Life Insurance
Other Assets

Great job! You finished your trip through Insuranceville.
Now you have our personalized assessment of XX,XXX
for your life insurance needs in hand.

Would you like to save this assessment for your records?
Your saved PDF file will also allow you to print or email your results.
  Save as PDF

Great job! You finished your trip through Insuranceville.
Now you have our personalized assessment of XX,XXX
for your LTD insurance needs in hand.

Would you like to save this assessment for your records?
Your saved PDF file will also allow you to print or email your results.
  Save as PDF

$0
$0

Before you go, let us calculate your LTD insurance needs!
Your information from this calculator will not be lost by continuing below.

Your information from this calculator will not be lost by revisiting your LTD results.

Demographic Questions

The information gathered within the 'About You' section has no impact on your coverage needs, but it will affect your costs. We will never sell information gathered within the Life Insurance Needs Calculator to anyone. Please see our Privacy Policy for more details.

If you are currently in a Domestic Partnership, please select 'Yes'.

According to the National Funeral Directors Association, the cost of the average funeral is over $7,000. The Needs Calculator starts at $10,000 to help cover funeral costs.

Most people want to know that their family home will be paid off when they die. Consider the current financial obligations on your home.

Do you have any credit card debt, school loans, outstanding Medical Bills, a Home Equity Line of Credit, or any other debts that should be considered?

Your family may need money to help cope with home and car repairs, medical or legal bills.

This calculator assesses funding a college education for children 25 and under.

If you have a new born child between 0 – 11 months, please select an age of '1'

Life insurance can be used as a college funding resource in the event of your death. By considering the cost of a college now, your children will have sufficient funds to finance their education if you were to die prematurely.

We assume Public University annual tuition is $24,000 with 3% inflation. We also assume that Private University annual tuition is $40,000 with 3% annual inflation.

Income replacement adds a layer of protection for your family against unforeseen expenses and helps maintain their current standard of living.

Consider the life expectancy of your spouse and how long your income may need to be relied upon.

Do you have Savings Accounts, Investments, or other Liquid assets your family may be willing to sell to lower your insurance needs?

Are you sure you'd like to leave the InsuranceVille Life Insurance Calculator? None of your information will be saved.

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